Privacy Policy
umarialexor is committed to protecting your personal information and respecting your privacy rights in accordance with Australian privacy legislation.
Information We Collect
When you engage with umarialexor's financial stability analysis services, we collect several types of information to provide you with personalised and effective assistance.
Personal Information
Technical Information
Our website automatically collects certain technical data when you visit umarialexor.com. This includes your IP address, browser type, device information, and pages you visit. We use cookies and similar technologies to enhance your browsing experience and analyse website performance.
Important: We never collect sensitive personal information such as health records, political opinions, or religious beliefs unless specifically required for compliance purposes and with your explicit consent.
How We Use Your Information
Your information helps us deliver comprehensive financial stability analysis services tailored to your specific circumstances.
We only use your information for purposes directly related to our financial analysis services. Any additional uses require your explicit consent, and you can withdraw this consent at any time by contacting our team.
Information Sharing and Disclosure
umarialexor operates under strict confidentiality principles. We do not sell, rent, or trade your personal information to third parties for marketing purposes.
Limited Sharing Circumstances
We may share your information only in these specific situations:
All third-party service providers are bound by confidentiality agreements and must handle your information according to Australian Privacy Principles. We regularly audit these relationships to ensure compliance.
Your Privacy Rights
Under Australian privacy law, you have several important rights regarding your personal information. We're committed to honouring these rights promptly and transparently.
Access and Correction
You can request access to all personal information we hold about you. If you find any inaccuracies, we'll correct them within 30 days of your request. There's no charge for reasonable access requests, though we may charge for extensive copying or processing.
Data Portability and Deletion
You can request a copy of your data in a commonly used electronic format. You also have the right to request deletion of your personal information, subject to our legal record-keeping obligations for financial services.
Data Security and Protection
Protecting your financial information is fundamental to our operations. We employ multiple layers of security to safeguard your data against unauthorised access, alteration, or disclosure.
Technical Safeguards
Physical and Administrative Controls
Our South Brisbane office maintains secure document storage with restricted access. All staff undergo privacy training and sign confidentiality agreements. We conduct quarterly security reviews and maintain incident response procedures.
Data Retention and Disposal
We retain your information only as long as necessary to provide our services and meet legal obligations. Different types of information have different retention periods based on Australian financial services requirements.
When retention periods expire, we securely destroy physical documents through certified shredding and permanently delete electronic data using Department of Defence standard wiping procedures.
If you close your account with umarialexor, we'll retain essential records for regulatory compliance but delete unnecessary personal details within 90 days of account closure.
International Data Transfers
Your information is primarily stored and processed within Australia. However, some of our technology providers may process data overseas. When this occurs, we ensure appropriate safeguards are in place.
Any international transfers comply with Australian Privacy Principles and are limited to countries with adequate privacy protections or under binding contractual arrangements that provide equivalent protection to Australian privacy law.
Website Cookies and Tracking
umarialexor.com uses cookies to improve your browsing experience and analyse website performance. You can control cookie settings through your browser preferences, though disabling certain cookies may limit website functionality.
Types of Cookies We Use
We don't use advertising cookies or share cookie data with social media platforms. Our analytics are privacy-focused and don't track individual user behaviour across other websites.
Changes to This Privacy Policy
We review this privacy policy annually and update it when necessary to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify existing clients via email and post the updated policy on our website.
Minor updates for clarity or administrative changes may be made without individual notification. We encourage you to review this policy periodically, especially before sharing additional personal information with us.
Continued use of our services after policy updates indicates your acceptance of the revised terms. If you disagree with changes, please contact us to discuss your options before the changes take effect.
Privacy Inquiries and Complaints
If you have questions about this privacy policy or concerns about how we handle your information, please contact our privacy officer directly.
We aim to resolve privacy concerns within 30 days. If you're not satisfied with our response, you can lodge a complaint with the Office of the Australian Information Commissioner at oaic.gov.au or by calling 1300 363 992.
This privacy policy is effective as of March 15, 2025
Last updated: March 15, 2025